Because of the festive season, various e-platforms are offering a variety of tempting offers. Cybercriminals are engaged in taking full advantage of this by online frauds. They know that people are very active in online shopping these days, so they try to fraud people in many ways with fake offers. Cybercriminals Are Using Internet engineering to lure people into sharing their banking confidential and personal information. During this, they try to entrap people by offering very tempting offers, luring them to help, or even threatening them.
Online banking has become a lot of convenience in recent times. It has brought a lot of convenience to the customers, but fraudsters also started using this digital medium to cheat money. Let us see what efforts can be made by fraudsters during online frauds and how can it be avoided?
Online frauds in India
Those who are fraudsters call the customers by becoming the bank’s insurance agent or any government official. In the meantime, they gain their trust. They, then ask for confirmation of the secured credentials. And then it is through this credential that they cheat the customers.
To avoid such fraud, you mustn’t share your confidential information with anyone. You should keep one thing well in your mind that the bank or financial institution officials never ask for such information from the customers. So it would be best if you avoided such calls.
Through Phishing links, fraudsters create third-party websites that look exactly like the original website. It is then marketed, in which website links are shared via text messages, emails, and Internet media platforms. After clicking this link, customers are taken to a duplicate website where offers are made to provide confidential information. Fraudsters use it to steal money.
The way to avoid it is to never click on any unknown links. Apart from this, stay away from such unknown taxes and emails that promise to give very tempting offers.
Duplicate internet media profile
It is also called catfish in a way. In this, fraudsters create fake accounts on popular internet media platforms. For this, using publicly available photographs and details of any of your friends, they keep their form. After that, using that fake account, they ask you for money on the pretext of illness, accident, emergency, etc.
To avoid this, you should never share personal and confidential information on Internet media platforms. Along with this, check how genuine the requests sent for help are. Before sending money, make sure to make a phone call or meet with the friends concerned.
Using search engine online frauds
Customers sometimes frequently use the search engine to find the contact details of their bank, insurance company, Aadhar service center. During this, they fall into the trap of unknown numbers appearing in the search engines. Fraudsters often give search engine promotion contacts to lure people into the trap.
To avoid this, you should never use the search engine for the contact number. If you want the contact number, then you can use the official website of banks and companies.
Juice jacking is cyber theft. You know that the charging port of a mobile phone is used to transfer files or data. But if you connect your mobile phone to an unknown charging port, all the information on your phone is stolen by fraud. When your phone is connected, the fraudster gets access to it. After this, the sensitive data in the phone, images, text messages or saved passwords, etc., are stolen with the help of malware.
To avoid this, never use public charging ports. If you want, do not keep the information in the password and group in the mobile phone.
QR scan online frauds
Fraudsters often approach customers under various pretexts and ask them to use payment apps. During this, he asks you after scanning the QR code to make the payment. As soon as you scan an unknown QR code, money is stolen from your account by the fraudsters. Now, whenever you go to make payment, be careful while doing any QR scanner. Because the QR code contains the details of the account to transfer money to a particular account. For what is QR code and why it is avoided, you can read the complete details by visiting this link.
These are the types of online frauds in India. In this way, you can protect yourself from online frauds. One thing to note is that now most online frauds are being done on weekdays and during office hours to assure the customers that these phone offers are valid.